You're doing all the work to earn an income, it's landing in a commercial bank. That bank isn't letting your money sit there collecting dust. They're loaning it out to earn a BIG profit and are they sharing the profit with you?  No.  Do you see a problem with that?

 

If that isn't bad enough... Then everyone else (businesses you shop at, bills you pay) are getting all your money depleting your ability to save what's left. That's because it's designed that way to keep economies scaling..

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What do banks and financial intuitions tell us to do.. Hey, invest your money, borrow at low interest rates! They're telling us to put our money in some sort of investment, not like there's anything wrong with that at the right time and if you know what to do but a good question you should ask is...  ARE BANKS GOOD AT MAKING MONEY?     YES....

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ARE BANKS DOING WHAT THEY TELL US TO DO?  ARE THEY INVESTING WITH RISK (like they tell us to do) OR ARE THEY LENDING WITH SECURITY?

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Lending with security right?

Yes they've got your home as collateral..

Almost everyone's car as collateral

They've got your income and your credit score which are all forms of collateral to them because they know you're reliable to pay.

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So they're lending with security to create guaranteed or very reliable income streams BUT THEY'RE TELLING US TO INVEST WITH RISK WHERE WE CAN AND DO LOSE MONEY!

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So you can see the wealthiest in the world are lending with security and accumulating the money and we're doing what the majority are doing and we wonder why we're not getting ahead like we should.

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If we would do exactly what the banks do and loan someone else's money to ourselves (like they do ours,)  pay off expenses (like vehicles) and at this point send our own income back to not only extinguish the loan but collect and accumulate the money we would have otherwise paid to someone else., would there be anything not intelligent about doing that?

 

The financial "geniuses" for hundreds of years have taught us a backwards methodology to keep  banks and governments rich for having the need to borrow their money and or be in (bad) debt so that "they" prosper with income streams. It's time to change who's getting those streams so you're the one accumulating it.